RONALD R. PENNINGTON,   Mr. Pennington joined the firm in 2010 as an associate attorney and serves as Chair of the Real Estate & Financial Practice Group, he specializes in commercial real estate, real estate development, corporate transactions, finance and banking.  He previously served as an attorney with Tom Bolt & Associates, P.C., the predecessor of BoltNagi PC.  Prior to rejoining the firm, Mr. Pennington was a partner at Davis, Pickren & Seydel in Atlanta, Georgia, where his practice consisted of commercial real estate, corporate transactions, finance and banking.  His lending practice includes acquisitions and development projects, conventional loans, construction loans, SBA 7(a) loans, SBA 504 loans (Mr. Pennington is a designated 504 Closing Attorney), Rural Development loans, and New Market Tax Credit financing.  He also assists numerous corporations and other business organizations in matters of general representation and corporate structuring, including all aspects of negotiations for the acquisition or sale of businesses and commercial property, commercial leasing, and liquor licensing.  Mr. Pennington also facilitates the negotiation and implementation of conservation programs and for endangered species and their habitats.

After completing his undergraduate degree at Mercer University (B.A. Political Science, 1989), he graduated from Walter F. George-Mercer University School of Law (J.D., 1992).  After being admitted to the Georgia Bar in 1992 he was admitted to the U.S. Virgin Islands Bar and the U.S. District Court, District of the Virgin Islands in 1995.  Mr. Pennington is a member of the Virgin Islands Bar Association, State Bar of Georgia, and the American Bar Association.